Sugar Mommy- inspiration to make a budget

I want to be the Mom who knows exactly what she can and cannot afford based on a specific and realistic budget. I want to be self sufficient in my older years so that please please, my kids don’t have to worry about me and can be at ease in their lives. I want to have a life in retirement so that I can enjoy an occasional show and trip. Nothing extravagant, really simple, but full of life and love and happiness. want to be able to buy my kids stuff with out feeling guilty that I shouldn’t be buying this cause we can’t afford it. (at this point I don’t really know what we can or can’t afford, but am kind of in the dark and just worried because I don’t know) I also want to teach my kids how to be responsible with their finances. If I am to be a good example for my kids, I’d better start now because I am so so far away from really feeling in control of what is happening with the finances. We’ll take it one step at a time, and just try to keep learning.

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